You don't rent your Yoco. You own it.

You don't rent your Yoco. You own it.

You own your Yoco. You don’t rent it.

Our fees, costs and transaction rates.

From R499 once-off

Own your card machine

One payment and it’s yours. It’s never been simpler to own your own card machine.


No account or rental fees

Lutho, nix, nothing. No hidden costs, no nonsense.

Up to 2.95% ex. VAT

Transaction rates

Pay one fee per transaction, and only R1.73 (incl. VAT) on credit card sales under R50.

Your rate goes down as your sales go up.

It’s simple. Sell more, pay less. Your rates are automatically adjusted as your business grows.

Custom low rate

Transaction rate ex. VAT

Drag the slider as per your expected monthly card volume.

You'll get an estimate of your transaction rate for card transactions and online payments.

Until 1 September, transaction fees for online payments will be the same as card payments (starting at 2.95% ex. VAT).

For any credit card transaction less than R50, you will be charged a fixed fee of R1.73 (incl. VAT) per transaction.

Online payments starting at 2.95% (ex. VAT).

Your transaction fees for online payments are the same as in-person card payments. Starting at 2.95% ex. VAT and going down the more you sell. This will continue until 1 September 2020.

Each transaction through online payments also counts as a sale. The more you sell, the lower your total transaction fees become.

All free with your Yoco card machine.

  • We can deliver to you for free, anywhere in SA.

  • Point of Sale App to record your transactions.

  • Payout into any bank account within 2 business days.

  • Send paperless receipts (SMS and email).

  • Dashboard & Reporting in your Business Portal.

  • Access to online payments through Yoco.

Join over 90 000 small businesses.

Start, run and grow your business with Yoco card machines and online payments. Trusted by over 80 000 small businesses around South Africa – making it simple to get paid, grow their business and help them thrive.

Watch to see how Yoco can help you.

Already transacting R100 000+ per month?

If your monthly card transactions are high or your business has multiple branches, click the button below. Our Business Development team will contact you directly to discuss how Yoco can help you grow.

Everything you need to know about fees.

Why are your transaction fees higher than the banks?

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Do my fees really go down as my sales go up?

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Can I get a custom, lower rate up front?

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Do I pay any bank fees?

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Are there any monthly or rental fees?

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Can I use a Yoco card machine on a trial basis?

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What’s the guarantee? Why do I need one?

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If the Yoco Go is an upgrade for the Wireless Lite, why is the Go more affordable?

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Yoco – Let's Grow