Contracts? Monthly fees? Not with Yoco.

You don't rent your Yoco. You own it.

Contracts? Monthly fees? Not with Yoco.

From R449 once-off

Own your card machine.

One payment and it’s yours forever – with no rental fees.


No contract or monthly fees.

Lutho, niks, nothing. No contracts, hidden costs or payout fees.

2.60% ex. VAT

In-person transaction rates.*

In-person rates start between 2.60% and 2.95% (ex. VAT) and go down as you sell.

Fees for in-person and online payments.

In-person transaction rates.

From between

2.60–2.95% (ex. VAT)

In-person payments:
For all your Yoco card machine transactions.

Our card machines start at R449 once-off, with no rental fees. Transaction fees range from 2.60% to 2.95% (ex. VAT) depending on your monthly transactions, and automatically drop the more you sell.

Online transaction rates.

From between

3.05–3.40% (ex. VAT)

Online payments:
For Pay by Link and Payment Gateway.

Our online payment tools are free to access. All you pay is a transaction fee from 3.05% to 3.40% (ex. VAT) depending on your monthly sales. Like in-person rates, it automatically drops the more you sell.

Drag the slider to see your estimated fees based on monthy turnover.
Custom rate

In-person Payments

Custom rate

Online Payments

Every sale counts.

Combine in-person and online payments to get even lower fees.

Every sale you make – through your card machine or online – contributes to getting you the lowest transaction fee possible.

Already transacting R100 000+ per month?

Click the button below and we'll contact you directly to discuss how Yoco can help your business grow.

Fees, costs and transaction rates FAQs.

Why are your transaction fees higher than the banks?

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Do I pay any bank fees?

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What are the fees for transactions under R50?

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Do my fees really go down as my sales go up?

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Why are the fees for online card payments higher than in-person card payments?

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Are there any monthly or rental fees?

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Can I get a custom, lower rate up front?

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Can I use a Yoco card machine on a trial basis?

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What’s the guarantee? Why do I need one?

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